Building
Self Help Housing has several programs that help Low Income, disabled and elderly individuals and families acquire safe affordable homes.
We have broadened our programs to include the following:
- Home Ownership Education: Classes are held in our SHHET Office located at 107 East Court Street in Newton, TX 75966. We have a certified HOE Trainer. Please call ahead to make appointments for this program.
- We have set up a job search program, with internet available to anyone that would like to utilize it to help them acquire better career opportunities.
- We have programs to assist with acquiring safe affordable homes, repairs, and also a great program that will allow you to acquire a low interest, subsidized loan to build a home.
Self Help Housing utilizes USDA 502 loans which are designated forLow-Income individuals and families.
These loans are low interest and can be subsidized.
The interest rate on the loans would be around 3-5% of the amount on the total loan.
USDA RD works with each applicant to help them get a subsidy if they need one.
- Steps to Becoming a HomeOwner:
1. Come in or call our office to set up an appointment.
2. Complete the application process, and bring in all verification information that you are asked for.
3. Make sure all of your documents are signed and ready to go.
4. Have the Office manager run a tri-merge credit report for you.
5. Work with the SHHET Staff to go over your report to make sure there is nothing that will hold you back on getting an approval.
6. Stick with the process.
7. Get the loan
8. Have the home built for you right before your eyes.
9. Move in to your brand new home knowing that if you stick with your budget and stay on track, you will have a home you can afford, and you can also have peace of mind to know that your home was built energy efficient.
10. Live a happy life, and help teach our younger generation that it is not that hard to become a home owner!
- We are constantly working toward different grant opportunities for South East Texas low income residents that will help with Down Payment assistance and home repair.
Self Help Housing Mission:
Mission Statement: Increase the availability of affordable housing and to help create vibrant, caring and economically healthy communities in which people can reach their full potential.
“Self Help Housing of East Texas is an equal opportunity provider and employer.”
